– Janis Kondrats, CTO at Anatomy Next
An easy to use application “La Comptable” which calculates indexes of a bank loan. Depending on data entered, the application shows creditor’s payment per month/year. It has a quite simple interface that allows you to fill in all the necessary information: desired amount of a loan, percentage of use, time to run, etc. When you click “Calculate”, the program displays the results in a user-friendly tabular form. It is also possible to send the data via e-mail. Use this calculator to work out the approximate monthly repayments you will need to make a personal loan or mortgage. You will find that the figure will rarely match the figure provided by a bank as they may apply an administration fee for example, that is included or excluded from the APR they are quoting; first payment is sometimes larger than subsequent payments; the interest rate actually offered can be different to advertised rates depending on your circumstances; discounts may also apply.